:root {
    --brand: #153a7a;
    --accent: #ffb000;
    --bg: #ffffff;
    --text: #1b1f2a;
    --muted: #6b7280;
}

* {
    box-sizing: border-box
}

body {
    margin: 0;
    font-family: system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Arial, sans-serif;
    color: var(--text);
    background: var(--bg);
    line-height: 1.6
}

.container {
    max-width: 1040px;
    margin: 0 auto;
    padding: 0 20px
}

.site-header,
.site-footer {
    border-bottom: 1px solid #e6e8ef
}

.site-footer {
    border-top: 1px solid #e6e8ef
}

.site-header .container,
.site-footer .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 14px 20px
}

.brand {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--brand);
    text-decoration: none;
    font-weight: 700
}

.logo {
    height: 42px;
    width: auto
}

.brand-text {
    font-size: 20px
}

.nav {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: flex-end
}

.nav a {
    color: var(--text);
    text-decoration: none
}

.nav a:hover {
    color: var(--brand)
}

.hero {
    padding: 72px 0;
    background: linear-gradient(180deg, #f7f9ff, transparent)
}

.hero h1 {
    font-size: 40px;
    margin: 0 0 8px
}

.hero p {
    color: var(--muted);
    margin: 0 0 20px
}

.btn {
    display: inline-block;
    background: var(--brand);
    color: #fff;
    padding: 12px 18px;
    border-radius: 8px;
    text-decoration: none
}

.section {
    padding: 56px 0
}

.section.alt {
    background: #fafbff
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px
}

.card {
    padding: 20px;
    border: 1px solid #e6e8ef;
    border-radius: 12px;
    background: #fff
}

.small {
    font-size: 14px;
    color: var(--muted)
}

.policy h1 {
    margin-top: 0
}

@media (max-width:800px) {
    .grid-3 {
        grid-template-columns: 1fr
    }

    .hero h1 {
        font-size: 32px
    }
}